Credit card fraud is one of the fastest growing crimes in the modern world. Aside from being careful with your personal security, there are a number of steps you can take to ensure that thieves can't get their hands on your funds.

It is advisable to memorise your Personal Identification Number (PIN), not to write it down. If you do need to keep a written note,, ensure that it is not kept in a place that will allow a thief to find it and make the association with your card.

In the event of loss or theft you can therefore easily contact the credit card company to "Stop" your card. Most companies are pretty helpful in such circumstances, sorting out a replacement card for you.

Some companies also offer insurance against loss, theft or misuse of your card. You will normally have to register for this service, and there may be an annual fee in addition to any other fees charged on the card, though some providers will offer this a feature of the card.

Some companies offer 100 days protection against goods purchased. This can include damage, loss or theft but you should see what each company offers.